Home Banking
My eDocument Portal
Featured Rates
Featured Rates
Effective Date: Tuesday, May 26th, 2020

New Vehicles

3.75% 24-84 Months
Used Vehicle 3.75% 24-84 Months
Restrictions apply, please contact DAFCU for more details at 269-782-2410 or write us at 473 E. Division St., Dowagiac, MI 49047
More Rates
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield

Member Cellular Discounts with Sprint


Save up to $15 on TurboTax!

Love My Credit Union Rewards

Quick Links
Phone Numbers

We are here for you and will be here to help you with all your financial needs.

Only a phone call away!!


COVID-19 UPDATE  May 15th, 2020

A new Executive Order signed Friday by Governor Whitmer has extended the "Stay at Home" order through the 28th of May!

In a meeting this week the Board of Directors decided that we would abide by the directive and continue DRIVE UP SERVICE ONLY. 

We are preparing to re-open on the 1st of June with restrictions.  Please check back to our website or visit our Facebook page for an explanation of our new protocol for conducting business inside the office.

Drive up service will continue to be available: Monday 8 am til 5pm, Tuesday, Wednesday & Thursday 9am til 5pm, Friday 8am til 6pm. We had suspended Saturday hours previously and will continue the suspension.  We will continue providing the same service you would be able to experience if you were in the lobby, with one exception, we cannot accept coin thru the drive up.

We will continue waiving fees for Money Orders, Cashier Checks, Phone Transfers, Phone Inquiries and Check Cashing.  We are prepared to offer loan payment extensions/Skip A Pay to help members with loans who have been impacted by COVID-19 and the effect the Executive Order may have had on your employment. Please call for more information on how we can help you ease the financial burden during this time.

You can access your accounts 24/7 with our ONLINE BANKING, PHONE TELLER or using the ATM.  If you haven't used the Online Banking or Phone Teller give us a call at            269-782-2410 and we will help get things set up for your use.

Our Team at the credit union are here to provide continued service and want to be sure your financial needs are met. We are here to answer your questions, Monday thru Friday 8:30 am til 5:30 pm. 

We also want to remind you that we are here for the long haul and your money is SECURESAFE and AVAILABLE to you.

If there is anything you need please give us a call. As always our motto is: "PEOPLE HELPING PEOPLE".  That's what your credit union is all about.




May is the time of new STARTS, new flowers, new birds, lots of baby animals. A new beginning for us to get it right. So see how we can help give you a fresh start:



It's a new Season for some changes and we want to help you get those changes made.  Borrow up to $10,000 for 36 mos. @ 6% APR*, a new flower bed, a new mower, some simple home improvements, whatever your need we are here to help.



A special rate of 2% APR* on any new, used auto or motorcycle, maybe time to bring your auto loan home to DAFCU. We are here to help and give you the best deal we can.



Get ready for spring, time to spruce up.  Rates as low as 2% APR* and we are waiving the closing & application fee of $375.



Rates as low as 4.25% APR*

Visit us on line, give us a call to discuss your financial needs and let us show you we are here to help you through this


* some restrictions apply



 CU*TALK (Touch Tone Teller)







Set up your Online Banking and enroll in e-Statements today!


Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act