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Featured Rates
Featured Rates
Effective Date: Saturday, October 1st, 2016

New Vehicles

2.50% 24-60 Months
Used Vehicle 3.00% 24-60 Months
Restrictions apply, please contact DAFCU for more details at 269-782-2410 or write us at 473 E. Division St., Dowagiac, MI 49047
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*APR: Annual Percentage Rate
**APY: Annual Percentage Yield

Member Cellular Discounts with Sprint

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New Data Processor Upgrade

Beginning in September 2016 we are preparing to begin an exciting chapter of change for your Credit Union. We will be upgrading our Data Processor and to prepare for this change we will begin with Training the Staff. Staff will begin on the 12th of September with our first session of training, in order to accommodate this we will not be opening that day until 10:00 am to allow them the ability to fully concentrate on the task at hand.  We will have one other session on the 5th of October that will also require us to open late that morning again at 10:00 am.  We will have ongoing training up to the time of conversion but this will be accomplished during normal business hours.

We are very excited about the upcoming changes and feel the Membership will appreciate the new and improved services the new system will be capable of.  We appreciate your understanding and patience while we make these changes and will be providing additional information as to what changes will be coming.


2016 Christmas Club

Hard to believe that the Holidays are just around the corner.  If you have a Christmas Club account the funds you have saved throughout the year will become available to you on the 1st of October.  These funds will automatically be transfered to your Regular Share Account.  No need to worry if you have a Christmas Club account it will continue on for 2017, but If you want to get started saving for next year you can get the account setup starting the 1st of October, whether you setup payroll deduction or just make cash deposits anything will work and whatever amount you can afford is just fine.  As the old saying goes Something is better than nothing.  Your account, your choice!



NEW AND USED AUTO - Rates as low as 2% APR and you don't need to make a payment for 90 days*

FALL PREP LOAN - still have some unfinished projects but ran a little short on cash? You can borrow up to $10,000 for 36 months @ a special rate of 6% APR*

HOME EQUITY SPECIAL - receive 2% off our posted rates and if you finance for 10 years or less you'll receive an additional 1/2% off*

RECREATIONAL VEHICLE - 2% off posted rates - snow will be flying soon or maybe you can get a deal on that summer fun toy*


*some restrictions apply



GO GREEN WITH US, Lets save a tree and not fill the landfill! 

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act