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Featured Rates
Effective Date: Monday, December 16th, 2019

New Vehicles

3.75% 24-84 Months
Used Vehicle 3.75% 24-84 Months
Restrictions apply, please contact DAFCU for more details at 269-782-2410 or write us at 473 E. Division St., Dowagiac, MI 49047
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*APR: Annual Percentage Rate
**APY: Annual Percentage Yield

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The Credit Union wishes you and your families a VERY MERRY CHRISTMAS & A HAPPY NEW YEAR!!

Our holiday hours are:

CLOSED - Tuesday & Wednesday, December 24th & 25th

OPEN - Tuesday, December 31st, Drive up 8 am, Lobby 9 am until 1 pm

CLOSED - Wednesday, January 1st, 2020

Please be safe, enjoy your family time and have happy thoughts for the new year!!


DECEMBER 2019, HO HO HO there has been snow !!!!!!


HO, HO, HO !!!!!  Santa is ready to get things rolling.  Borrow up to $5,000 for 36 months at a special rate of 5% APR *


Let us help ease you through the holidays by giving you a chance to do a SKIP-A-PAYMENT on your loans.  Choose DECEMBER or JANUARY.  All accounts must be up to date and this offer is not available on your Home Equity or VISA!!!!!!!!!!


*some restrictions apply



The credit union is looking for some generous members to help us again this year collecting items for our ADOPT-A-FAMILY.  We will be helping a local family by adding lots of cheer to their holiday season.

We begin the collecting of non-perishable food items and have a CHRISTMAS wish list with items the family needs help getting to make for a great CHRISTMAS.

 Information is posted on our Facebook page and we have a list available in our office to help you pick out just the right things to give this family some holiday cheer.



Our Christmas club account offers a way for you to stash that cash away for those additional Holiday expenses.

You choose the amount you stash away on a weekly, bi-weekly or monthly basis.  The Christmas club runs from October 1st through September 30th, paying dividends on the last day of each month. Funds are automatically transferred to your regular share account on the 1st of October of each year. Then it begins all over again.

Get started so you're not caught short on cash for Christmas in 2020 !!!




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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act